Hail Happens! What Michigan Homeowners Should Do After a Hailstorm

Living in Michigan, we know all too well the unpredictable nature of our weather. While sunshine and warm breezes are welcome, hailstorms can wreak havoc on our homes, especially our roofs. Here at Michigan Home Restoration, we want to ensure you're prepared to handle the aftermath of a hailstorm.

Hailstorms & Roof Damage: A Common Threat

Hailstones of various sizes can pelt down during Michigan storms, causing potential damage to your roof.  Even seemingly small hailstones can dent or crack shingles, compromising their waterproofing ability and leading to leaks down the road.

What to Do After a Hailstorm: A Step-by-Step Guide

Knowing what to do after a hailstorm can minimize stress and ensure you get the repairs your roof may need. Here's a helpful step-by-step guide:

1. Conduct a Safe Initial Inspection: Once the storm has passed, ensure your safety is the top priority. Avoid climbing onto your roof if it's wet or slippery.  From the ground, look for any visible signs of damage, such as missing or dented shingles, or granules (pebbles) accumulating around your home.

2. Document Everything: Take clear photos and videos of any visible damage to your roof, siding, gutters, or anything else affected by the hail.  Include timestamps on your photos and note the date and time of the hailstorm.

3. Contact Your Insurance Company:  Promptly contact your insurance company to report the hail damage. Be prepared to describe the damage you observed and provide the photos and videos you documented.

Identifying Hail Damage:

While you may not be able to climb onto your roof, here are some things to look for from the ground:

• Missing or Cracked Shingles: Look for areas where shingles appear broken, chipped, or missing entirely.

• Granule Loss: Asphalt shingles lose granules over time, but hail can accelerate this process. Look for an unusual amount of granules accumulating around your home's foundation or in gutters.

• Dents in Metal Roofs: If you have a metal roof, hail can cause dents or dings in the material.

Working with Your Insurance Company:

• Know Your Coverage: Review your homeowner's insurance policy to understand your hail damage coverage and any deductibles that may apply.

• Be Prepared for an Inspection: Your insurance company may send an adjuster to inspect your roof. Be sure to be available and provide them with any additional information they may need.

• Don't Sign Anything Until You Understand: Before signing any paperwork from your insurance company, ensure you fully understand the terms and conditions of the settlement offer. If needed, seek advice from a qualified professional.

Michigan Home Restoration: Here to Help

At Michigan Home Restoration, we understand the stress and uncertainty that hail damage can cause. We offer free roof inspections after hailstorms and can work directly with your insurance company to ensure a smooth claims process.

Don't wait! If your Michigan home has been hit by hail, contact us today. We'll help you assess the damage and navigate the insurance process, ensuring your roof is repaired quickly and effectively.